11:12 - 6.10.2025

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October 6, Fineko/abc.az. The total business portfolio of the Azerbaijani banking sector amounted to 14.8 billion manats at the end of last year, ABC.AZ informs with reference to the semi-annual Financial Stability Report of the Central Bank of Azerbaijan (CBA).

"Following the analysis of clients making up 56% of the business portfolio, it was concluded that risks in the non-financial sector are at a manageable level.

According to estimates, 91% of the companies covered by the analysis operate profitably. The profitability of the sector was assessed using operating profit margin and net profit margin indicators. Among the sectors, profitability in the information and communications sector was higher than in other sectors," the CBA noted.

The liquidity of the non-financial sector was assessed based on absolute and current liquidity ratios. According to the analysis, the absolute liquidity ratio in the real sector was low, and the current liquidity ratio was above 1 (only in the information & communications sector this indicator was below 1).

According to the analysis, the largest debt-to-equity ratio and the highest leverage ratio are observed in the manufacturing sector.